10 Best Affordable Things to Do in Panama City Beach, Florida
Want to explore Panama City Beach without spending too much money and find free things to do? You’re in luck! From stunning beaches to scenic parks and lively events, there are plenty of free or inexpensive things to do in Panama Beach.

Let me tell you about some of my favorite budget friendly things to do in this beautiful city!

1. Enjoy Panama City Beach’s Pristine Beaches
Panama City Beach is renowned for its stunning white sand beaches that stretch for an impressive 27 miles along the Northern Gulf side of Florida. Whether you’re looking to sunbathe, swim, or simply enjoy a peaceful walk, these beaches offer endless opportunities for relaxation and recreation.

One of the highlights of Panama City Beach’s coastline is the variety of beach access points available. From bustling areas filled with amenities to secluded spots perfect for a quiet retreat, there’s a beach for every preference. And if you’re traveling with your furry friends, you’ll be pleased to know there are designated dog-friendly areas where your pets can frolic in the surf and sand.
Visitors can also engage in activities like hiking and fishing, thanks to the numerous trails and fishing spots along the coastline. Whether you’re an early riser catching the sunrise or prefer a leisurely afternoon by the water, Panama City Beach’s beaches cater to all preferences, especially for water lovers .
2. Explore Pier Park
Just a stone’s throw from the beach, Pier Park is the heart of shopping, dining, and entertainment in Panama City Beach. This vibrant destination features over 120 stores, ranging from big-name retailers to unique local boutiques, making it a beautiful place for window shopping and discovering local treasures.

Shopping is just one of the many attractions at Pier Park. The area boasts a wide array of dining options, satisfying any craving with choices ranging from well-known chains like Margaritaville to local favorites such as Hook’d Pier Bar & Grill (This is a favorite spot temporarily closed for renovations). And if you’re looking for fun activities, Pier Park has you covered with laser tag, mini-golf, and even live music performances at the nearby amphitheater at Aaron Bessant Park (see below).
Situated right across from the beach, Pier Park seamlessly blends sun, sand, and entertainment. Spend the day exploring the shops or soaking in the lively atmosphere; Pier Park perfectly showcases Panama City Beach’s local culture and attractions.
3. Visit Frank Brown Park
Spanning over 100 acres, Frank Brown Park is the largest park in Panama City Beach and a haven for outdoor recreation. This expansive park offers a wide range of sports facilities, including baseball fields, soccer fields, and tennis courts, catering to sports enthusiasts of all ages, including kids .

Frank Brown Park serves as a community hub, hosting events, meetings, and classes at its community center for all age groups. The park also boasts designated picnic areas and pavilions, perfect for family gatherings. With free parking and convenient public access, a day at Frank Brown Park is both easy and enjoyable.
For those who love to explore, the park’s Gayle’s Trails offer both paved and dirt paths perfect for hiking and biking. Whether you’re planning a leisurely stroll or an invigorating bike ride, these trails provide a great way to experience the natural beauty of Panama City Beach.
4. Hike Through Conservation Park
Nature lovers will find a paradise at Conservation Park, which boasts over 24 miles of trails ideal for hiking, biking, and wildlife observation. This park is perfect for a whole day of outdoor recreation, offering a peaceful retreat amidst nature.

Conservation Park’s hiking trails cater to both casual walkers and avid hikers with varying levels of difficulty. Exploring these trails offers opportunities to observe diverse wildlife, making it a rewarding experience for nature enthusiasts. The park also includes public restrooms and a drinking water station for visitor convenience.
Dogs are welcome at Conservation Park, adding to its family-friendly appeal. Just remember to keep them leashed and limit to two dogs per person to ensure a pleasant experience for everyone. With its beautiful trails and serene environment, Conservation Park is a must-visit for anyone looking to immerse themselves in the natural beauty of Panama City Beach.
5. Relax at Aaron Bessant Park
For a more laid-back experience, Aaron Bessant Park offers a spacious 70-acre environment perfect for relaxation and family-friendly activities. The park features an amphitheater, playgrounds, scenic lakes, and picnic areas, providing ample opportunities for outdoor fun.

A highlight of the park is the weekly summer live music concerts on Thursday nights, featuring various music genres. These free events offer a great way to unwind with family and friends. Leashed dogs are also welcome, making it an ideal spot for family outings.
Whether you’re attending a concert, planning a picnic, or relaxing by the lake, Aaron Bessant Park provides a tranquil setting for all. Its convenient location and family-friendly amenities make it a popular Panama City Beach spot.
6. Discover Shell Island
Shell Island is a hidden gem that promises a peaceful retreat away from the commercial hustle and bustle. Accessible primarily through shuttle services, this island offers a unique opportunity to experience Florida’s natural beauty.

Visitors to Shell Island can enjoy tranquil beaches, perfect for sunbathing, swimming, and beachcombing. The island is also a hotspot for wildlife observation, with frequent sightings of dolphins and sea turtles adding to the enchanting experience. For those who love water activities, fishing and snorkeling are popular pastimes on Shell Island.
Shell Island’s protected natural environment and serene atmosphere offer an ideal escape into nature. Whether exploring the beach or observing local wildlife, Shell Island provides a memorable and peaceful getaway.
7. Stroll Through Camp Helen State Park
Camp Helen State Park is a perfect blend of history and outdoor activities, making it a unique destination in Panama City Beach.
Visitors can engage in a variety of activities, including:
- fishing
- swimming
- hiking
- beachcombing
- kayaking
- paddleboarding

The park’s serene views of the Gulf and well-maintained picnic spots make it an excellent choice for a peaceful day out. With an affordable admission fee of just $2 for pedestrians and cyclists, and $4 for vehicles, a visit to Camp Helen State Park is both enjoyable and economical.
Explore the park’s trails, enjoy a picnic lunch by the water, or simply relax and take in the beautiful scenery; Camp Helen State Park offers a delightful blend of outdoor recreation and historical charm.
8. Attend Free Events and Live Music
Panama City Beach’s vibrant culture is best experienced through its free events and live music performances. From beachfront bars and restaurants to parks and event spaces, there’s always something happening to keep visitors entertained.

Many of these events and performances are free or have low admission fees, making them accessible to everyone. Notable events like the Mardi Gras & Music Festival at Pier Park draw both locals and tourists, offering a lively and festive atmosphere.
From live music and community events to soaking in the local vibes, Panama City Beach’s free attractions offer endless fun for visitors of all ages.
9. Fishing Excursions on a Budget
Fishing enthusiasts will find plenty of budget-friendly options in Panama City Beach, located in the Florida Panhandle. With numerous piers and public spots available, you can enjoy fishing without spending a fortune, allowing you to save money. These spots offer easy access to the waters of St. Andrews Bay and the Gulf, making them perfect for both novice and experienced anglers.

Inshore fishing trips can be adjusted to fit your schedule and budget, ranging from a few hours to a full day. Whether you’re aiming to catch the day’s big one or just enjoy a relaxing fishing trip, Panama City Beach provides affordable opportunities to indulge in this popular activity.
Opt for public fishing spots and plan your excursions wisely to enjoy fishing in Panama City Beach without breaking the bank. It’s an excellent way to spend quality time outdoors and potentially catch a memorable prize.
10. Fun at Shipwreck Island Waterpark
While not free, Shipwreck Island Waterpark is worth a mention for those looking to splurge a bit on some watery fun. A day pass costs $52.99 per person at the gate, providing unlimited access to all the park’s attractions. Season passes are also available for $129.99, offering great value for frequent visitors.

The waterpark features a variety of family-friendly exciting attractions, including thrilling slides, a lazy river, and a kiddy pool, ensuring entertainment for all ages. Guests can also save time by purchasing tickets online, avoiding long lines at the entrance.
With its range of fun activities and convenient ticketing options, Shipwreck Island Waterpark is a fantastic addition to any Panama City Beach trip, offering a day of excitement and enjoyment for the whole family, including bumper boats.
NOTE: Shipwreck Island Waterpark is a seasonal park. Check for ticket availability before arriving.
Summary
Panama City Beach offers an abundance of free and inexpensive activities that cater to all interests, from its pristine beaches and vibrant parks to its lively cultural events and budget-friendly fishing spots. Whether you’re exploring nature trails, enjoying live music, or simply relaxing by the water, there’s something for everyone to enjoy, and you can easily spend your time without spending a fortune.

So pack your bags and get ready to experience the best of Panama City Beach. With its diverse attractions and welcoming atmosphere, your trip is sure to be filled with fun, adventure, and unforgettable memories.

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“How boring would the world be if everywhere and everyone were the same. Safe travels and good adventures.” Scuba Jay